North Carolina Business Auto Insurance Policy | Same Day Coverage
We have excellent North Carolina Business Auto Policy coverage from top companies (844) 863-6154.
We offer NC Business Automobile Insurance liability and physical damage coverage designed to protect light, medium and heavy vehicles with local, intermediate and long distance radius. From single units to large fleets, our Business Auto Policy offers liability limits from $25,000 to $5 million combined single limit (CSL).
Compare North Carolina Business Auto Policy Insurance Coverage’s for the best Quotes (844) 863-6154.
Welcome North Carolina business owners to NC Business Auto Policy!
We are a local provider of the best business auto insurance coverage, advice and service for North Carolina businesses. Our NC licensed agents are dedicated to providing you with a personalized approach to finding the best auto insurance for your business needs.
For NC Business Auto Policies we understand that running a business is hard work, and that you need the best insurance coverage to protect your business and employees. We provide the most reliable and cost-effective business auto insurance coverage in the state of North Carolina. Our knowledgeable agents are here to provide you with the best advice and service to make sure you get the right coverage for your business.
Our business auto insurance coverage is designed to protect your business from potential financial losses due to an accident or other unforeseen events. We offer a wide range of coverage options, including liability, collision, comprehensive, medical payments, uninsured motorist, and personal property coverage. Our policies are tailored to meet the unique needs of businesses of all sizes in the state of North Carolina.
We understand that when it comes to insurance, there is no one-size-fits-all solution. That’s why our experienced agents are here to work with you to get the coverage you need at the best price. Our agents are dedicated to providing you with the highest quality of service and guidance throughout the process. We strive to provide you with the information and advice you need to make an educated decision about the best coverage for your business.
For obtaining a NC Business Auto Policy, we are committed to providing you with the best customer service. Our customer service representatives are available by phone or email to answer any questions you may have about our coverage or to provide you with a free business auto insurance quote. We also offer online support and a comprehensive website with helpful information and resources to help you find the right coverage for your business.
We are proud to offer our North Carolina business owners the best business auto insurance coverage, advice and service. Our team of experienced agents is here to provide you with the best coverage and customer service at the lowest price. Visit our website today to get a free quote and learn more about our coverage options. We look forward to helping you protect your business and its assets.
A North Carolina business auto policy, also known as a commercial auto insurance policy, provides financial protection for businesses that own and operate vehicles. This type of policy is typically required for any business that uses vehicles to conduct operations in the state of North Carolina or other states across the country. Business auto policies are designed to protect businesses from the financial losses associated with vehicle-related incidents such as accidents, damage, vandalism, and theft. In this article, we will explore the history, definition, and uses of business auto policies in the state of North Carolina.
History of Business Auto Policies in the USA
The business auto policy has been around for many years, and it first began to appear in the early part of the 20th century. During this time, businesses began to realize the importance of protecting their assets from the financial losses associated with vehicle-related incidents. As a result, the first business auto policies began to be issued in the early 1900s.
The first business auto policies were much different than the policies that are available today. They were much more basic, and the coverage was limited to liability only. As the years progressed, the coverage options and limits of business auto policies began to expand and evolve. Today, business auto policies offer much more comprehensive coverage than they did in the past.
Definition of North Carolina Business Auto Policy
A NC business auto policy is a form of insurance that provides financial protection for businesses that operate vehicles. This type of policy is typically required in order to legally operate a vehicle in North Carolina. Business auto policies typically provide coverage for property damage, bodily injury, medical expenses, and other costs associated with vehicle-related incidents.
The coverage limits of business auto policies vary depending on the type of policy and the risks that are associated with the vehicles being insured. Businesses can purchase additional coverage if they wish to further protect their assets from the financial losses associated with vehicle-related incidents.
Uses of NC Business Auto Policies
Business auto policies are used by businesses to protect their assets from the financial losses associated with vehicle-related incidents. This type of policy can provide coverage for property damage, bodily injury, medical expenses, and other costs associated with vehicle-related incidents. Business auto policies can also provide coverage for rental vehicles, towing costs, and other expenses related to the operation of a business vehicle.
Business auto policies can also provide coverage for non-owned vehicles, which are vehicles that are not owned by the business but are utilized for business purposes. This type of coverage is especially important for businesses that rely on independent contractors and other third party providers to conduct operations.
The NC business auto policy is an important and necessary form of insurance for businesses that operate vehicles in the state of North Carolina. This type of policy provides financial protection for businesses from the financial losses associated with vehicle-related incidents. Business auto policies offer coverage for property damage, bodily injury, medical expenses, and other costs associated with vehicle-related incidents. Businesses can also purchase additional coverage to further protect their assets from the financial losses associated with vehicle-related incidents.
Program Highlights for the State of North Carolina
• Over 600 classes of business available for rating
• New coverage’s: Any Auto, Owned Auto, Drive Other Car, Cargo, Tools, Broadened Coverage
• $1,000 of Custom Equipment Coverage included on personal auto types
• Mileage radius up to unlimited miles
• Business and personal use available on personal auto types
• Heavy duty personal auto vehicles with incidental and non-business use are permitted
• Liability limits up to $5M CSL with underwriting approval
• State and federal filings available
• Optional Step-Down Liability Coverage Policy Contract
Flexible Payment Plans and Options
• As low as 10% for qualified risks
• Six and 12-month policy terms
• Auto Pay (EFT) by check or credit card
• Direct bill options
Available for the following business types in North Carolina. Coverage for other business types is probably available as well.
Contractor/Tradesman eligible For North Carolina Business Auto Policy
• General Contractors
• Heating and Air Conditioning
• Flooring Specialists
• Siding Installers
• Landscaping/Lawn care
• Tree Trimming/Removal
Service Businesses for North Carolina Business Auto Policy
• Janitorial/Maid Services
• Carpet Cleaning
• Repair Services
• Cable Installers
• Pool Cleaning
• Interior Decorators/Design
• Box Trucks
• NEMT – Non Emergency Medical Transportation
Other Markets for North Carolina Business Auto Policy
• Shuttles (not for hire/fee)
• Catering/Food Trucks
• Grocery Wholesalers
• Funeral Services
• Apparel Manufacturing
• Furniture/Appliance Delivery
• Automotive Parts Stores
• Courier/Package Delivery
• Dirt, Sand and Gravel
• Concrete/Paving Contractors
• Debris Removal
• Route Delivery Vans
Architectural Consulting Services
Credit and Debt Counseling Services
Medical Billing Services
Real Estate Agents
Tax Return Preparation Services
Telemarketing and Research Services
Associations, Not for Profit
Carpet, Rug & Upholstery Cleaning
Commercial Art & Graphic Design
Direct Mail Services
Music & Art Studios
Photocopy, Duplicating Services
Communications Services Management Providers
Computer and Software Stores
Computer Facilities Management Services
Computer Integrated Systems Design
Computer Maintenance or Repairs
Computer/Peripheral Equipment Manufacturers
Computer Rental or Leasing
Data Communications Vendors
Internet Access Providers
Pre-Packaged Software – Development and Design
Web Site Design and Development Services
Auto Parts Stores
Card, Stationery & Office Supplies Stores
Costume/Formal Wear Rental Stores
Craft, Hobby & Artist Supplies Stores
Medical, Hospital & Surgical Supply Stores
Painting and Picture/Frame Stores
Sporting Goods Stores
Auto Parts Distributors
Industrial Supplies Distributors
Janitorial Supplies Distributors
Plumbing Fixture & Supplies Distributors
Cookies, Crackers, Pretzels & Other Dry
Bakery Products Mfg.
Wood Products Mfg., NEC
Medical Billing Offices
Medical Management Consultants
Occupational Therapists’ Offices
Offices & Clinics of Doctors of Medicine
Book Stores (New)
Computer & Computer Software Stores
Custom Made Clothing Stores
Embroidering Of Advertising On Shirts, Etc.
Garden & Nursery Stores
Gift, Novelty & Souvenir Shops
Gourmet & Specialty Food Stores
Mailing or Packaging/Addressing Stores
Musical Instrument & Sheet Music Stores
Optical Goods Stores
Sporting Goods Stores
Accounting, CPA & Tax Preparation Services
Architects and Engineers
Insurance Agents, Brokers & Services
IT Staffing Firms
Real Estate Agents
Recruiters, Executive Placement Firms
Tax Return Preparation Services (Only)
Churches and Other Religious Organizations
Court Reporting (Stenographic) Services
Language Learning Centers
Publishing & Printing
Pet Training Services
Computer & Data Processing Consultants
Computer & Systems Consultants
Computer Programming Services
Custom Software Programming Services
Custom Computer Programs or
Software Development Services
Internet Access Providers
Audio/Visual Equipment Wholesalers
Electrical Apparatus and Equipment
Wiring Supplies Wholesalers
Gift & Novelty Souvenir Wholesalers
Hardware & Tools Wholesalers
Household Appliance Wholesalers
Janitorial Supplies Services
Packaged Specialty & Gourmet
Plastic & Rubber Goods Wholesalers
Wine & Liquor Wholesalers
More markets available including Progressive, Berkshire Hathaway Homestate, National General, National Indemnity, Northland, Amtrust, Liberty Mutual, Hartford and others. We write commercial auto and commercial truck insurance.
We have great success insuring NC Public Auto transportation type companies in North Carolina such as:
4 Wheel Drive Tours • Airport Shuttles • Athlete Buses • Bingo/Casino Transportation • Church Buses • Courtesy Autos • Day Care Center Autos • Dial-A-Ride • Employee Transport • Group Home Autos • Hotel Shuttles • Kiddie Transport • Limousines (All Types) • Medical Courtesy Autos • Metropolitan Buses • Musician Buses • Non-Emergency Medical Transportation – NEMT Insurance • NC School Buses (Private or Public Owned) • Senior Citizen Center Autos • Sightseeing Buses • Social Service Agencies • NC Taxis • Trolley Buses • Visiting Nurses • Wilderness Expeditions
Get Business Auto Policy Quotes Now! If you need to review what you need at the NCDMV, click here to visit.