Getting Best Business Auto Policy Coverages

Business Auto Policy covers a wide range of vehicle types.

Insuring the vehicles that your business operates during the course of the day is very important and we are here to help.

Business Auto Policy Coverage’s for our most insured business auto insurance vehicle types.

BAP or Business Auto Policy Coverages are an insurance policy that covers a businesses’ use of cars, trucks, vans, box or straight trucks and other vehicles in the course of conducting its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for company business.

Get free rate quotes for your Business Auto Policy near you now. We offer access the best in class Commercial Auto Insurance in the country.

Business Auto Insurance Policy Quotes are available for many types of vehicles in FL,GA,IA,IN,KS,MD,NC,NE,NJ,OH,PA,SC,TN and VA. Call us at (877) 294-0741 . Or use our quick and easy form below.

Business Auto Policy Quotes

 

Learn all about the Business Auto Policy Coverages and all available coverage’s near you.

What are the Liability Coverage Types in Business Auto Policy?

Combined single limit (CSL)

Combined single limit combines property damage liability coverage and bodily injury coverage under one single combined limit. For example, an insured driver with a combined single liability limit strikes another vehicle and injures the driver and the passenger. Payments for the damages to the other driver’s car, as well as payments for injury claims for the driver and passenger, would be paid out under this same coverage.

Split limits

Split limit liability coverage policy splits the coverage’s into property damage coverage and bodily injury coverage. In the example given above, payments for the other driver’s vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage.

Bodily injury liability coverage is also usually split into a maximum payment per person and a maximum payment per accident.

The limits are often expressed separated by slashes in the following form: “bodily injury per person”/”bodily injury per accident”/”property damage”.

Professional Services

Accountants
Actuarial Services
Advertising Agencies
Architectural Consulting Services
Consultants
Credit and Debt Counseling Services
Engineers/Architects
Interior Decorators
Lawyers
Medical Billing Services
Offices NOC
Photographers
Public Relations
Real Estate Agents
Surveyors
Tax Return Preparation Services
Telemarketing and Research Services
Title Agents
Veterinarians
Videographers
Wedding Consultants

Business Services

Associations, Not for Profit
Carpet, Rug & Upholstery Cleaning
Caterers
Charitable Foundations
Commercial Art & Graphic Design
Direct Mail Services
Lithographing
Museums/Art Galleries
Music & Art Studios
Pet Groomers
Photocopy, Duplicating Services
Printers/Publishers
Technology
Communications Services Management Providers
Computer and Software Stores
Computer Consultants
Computer Facilities Management Services
Computer Integrated Systems Design
Computer Maintenance or Repairs
Computer/Peripheral Equipment Manufacturers
Computer Programming
Computer Rental or Leasing
Data Communications Vendors
Internet Access Providers
Media Duplication
Pre-Packaged Software – Development and Design
Web Site Design and Development Services

Retail

Auto Parts Stores
Bicycle Stores
Book Stores
Card, Stationery & Office Supplies Stores
Costume/Formal Wear Rental Stores
Craft, Hobby & Artist Supplies Stores
Florists
Hardware Stores
Housewares Stores
Medical, Hospital & Surgical Supply Stores
Painting and Picture/Frame Stores
Shoe Stores
Sporting Goods Stores

Distributors

Auto Parts Distributors
Industrial Supplies Distributors
Janitorial Supplies Distributors
Plumbing Fixture & Supplies Distributors

Manufacturers
Cookies, Crackers, Pretzels & Other Dry
Bakery Products Mfg
Mold Mfg
Wood Products Mfg, NEC

Medical Offices

Acupuncture Offices
Chiropractor
Medical Billing Offices
Medical Management Consultants
Occupational Therapists’ Offices
Offices & Clinics of Doctors of Medicine
Psychologists’ Offices

Retailers

Bicycle Stores
Book Stores (New)
Bridal Shops
Caterers
Computer & Computer Software Stores
Custom Made Clothing Stores
Embroidering Of Advertising On Shirts, Etc.
Florists
Garden & Nursery Stores
Gift, Novelty & Souvenir Shops
Gourmet & Specialty Food Stores
Mailing or Packaging/Addressing Stores
Musical Instrument & Sheet Music Stores
Optical Goods Stores
Restaurants
Shoe Stores
Sporting Goods Stores